Terms and Conditions
1. Acceptance of Terms
By submitting a report or using this website (the “Service”), you agree to comply with these Terms and Conditions (“Terms”). If you do not agree, please do not use the Service.
2. User Submissions
Authenticity: You confirm that the information you provide is truthful and based on personal experience. False, defamatory, or misleading submissions are prohibited.
No Personal Information: Do not include sensitive personal data (e.g., full names, addresses, financial details) of yourself or others unless legally permissible.
Ownership: By submitting a story, you grant us a non-exclusive, royalty-free license to display, modify, and distribute it for fraud prevention purposes.
3. Privacy & Confidentiality
Submissions may be reviewed for authenticity before publishing.
We will not share your contact details publicly without consent, but anonymous reports may be posted.
See our Privacy Policy for details on data handling.
4. Prohibited Conduct
You agree not to:
Submit fraudulent, defamatory, or illegal content.
Use the Service for harassment, spam, or unauthorized advertising.
Impersonate others or violate third-party rights.
5. Moderation & Removal
We reserve the right to reject, edit, or remove submissions that violate these Terms.
Users may request removal of their own stories via Contact Us.
6. Disclaimer of Liability
We do not guarantee the accuracy of user-submitted reports.
We are not responsible for any losses resulting from reliance on posted stories.
This Service does not replace legal advice; consult authorities for scam disputes.
7. Changes to Terms
We may update these Terms at any time. Continued use of the Service constitutes acceptance of changes.
8. Governing Law
These Terms shall be governed by the laws of [Your Country/State]. Any disputes will be resolved in [specified jurisdiction].
Optional Additions (if applicable):
Account Creation: If users must register, include password security rules.
Monetization: Disclose ads, affiliate links, or paid services.
DMCA/Copyright: Add a takedown policy for infringing content.